DVC Glossary — A to Z

Disney Vacation Club has its own vocabulary. Here are the terms every member should know.

Banking

Moving unused points from the current use year into the next use year, extending their life by up to 12 months.

Borrowing

Pulling points from the next use year into the current one to fund a larger trip.

Booking Window

The period during which you can book a stay. 11 months at your home resort, 7 months at any DVC resort.

Direct Purchase

Buying DVC points directly from Disney at full retail price. Includes access to the Disney Collection and Concierge Collection.

Home Resort

The resort tied to your contract. Gives you the 11-month booking advantage.

Lock-Off

A 2-bedroom villa that can be split into a Studio + 1-bedroom for separate bookings.

MFFE (Magical, Fun, Family Experience)

Informal term DVC owners use for split-stay trips that touch multiple resorts in one vacation.

Point Chart

The published table showing how many points each room type costs per night by season, day of week, and view.

Resale

Buying a contract from another member through a licensed broker — typically 40–60% cheaper than direct, with some usage restrictions.

ROFR (Right of First Refusal)

Disney's right to buy a resale contract at the agreed-upon price before the sale closes. Disney exercises ROFR on about 10–20% of resale contracts.

Use Year

The month your annual points deposit lands. Determines all your banking and borrowing deadlines.

View Category

The view classification of a room (Standard, Pool/Garden, Lake, Theme Park, Savanna). Drives point cost variation within a single resort.